Tuesday, June 9, 2015

How to hire the best travel insurance to United States

Many travelers when traveling to the United States decides not to hire travel insurance to simple ignorance United States last Christmas and I was one of them. We had planned a trip of 11 days in New York and Chicago and maybe by the inertia of the tranquility of our social security in Spain or the European Health Card that protects us from Europe, completely ignored the urgent need to take out insurance Yankee land trip before visiting.

How to hire the best travel insurance to United States

But fortunately, a few days before, talking to my friend Ignacio, he left the issue of travel insurance for the United States under a resounding and forceful "will you take insurance does not?" To which I replied with "neither is 100% required no ? ". He told me that, while he was in America during his world tour, a small bastard mosquito bit him on the ankle causing infection aura. In view of the situation, obviously she decided to go to the doctor. A brief consultation: diagnosis, pomaded, a bandage and disinfectant and wing, pa home. Well, "home country" but not before checking out. And therein lies the issue. Do not forget that US healthcare is not free and that visit so absurd was charged a whopping € 700. Lucky I had insurance. I happen to me something and not only just doing the dishes average hospital but I think that would end the Jamaican hospitalized I carry me. As you can see, after this or hire one thought me before you go.

According to the Office of Research and Quality medical care, medical consultation in the US it comes to cost an average of $ 155 while going to the emergency room doctor you can go for about $ 1000. Crazy.
Who hire travel insurance to United States?

After grieves moment, I obviously started looking for travel insurance and ask for the US like crazy and after contrast and compare insurance Ampere, Axe, Underworld, IATI, etc. ... I opted for the latter for the following reasons:

Easy to hire about drawing insurance on your website
Super low price
In an emergency you have a number 24h to collect. It would be a bitch who put me bad and above paying a conference.
When it comes to pay for the consultation is they who put the pasta. You do not have to anticipate anything. This most insurers do not.
Recommendation loads of friends and fellow bloggers RTW (Round the World)
How much does the insurance for America?

Your insurance rates will vary depending on the days you stay in the US. Here I leave a little board with prices that would cost you to hire a travel insurance to United States for one person. The amounts have gathered at the prices directly from the web of IATI

Security Type / Days 4 days 5 days 6 days 7 days 8 days 9 days 10 days
IATI Basic € 18.28 € 22.88 € 28.13 € 29.13 € 29.20 € 31.44 € 33.47
Cancellation IATI Standard + € 29.98 € 29.98 € 29.98 € 29.98 € 34.40 € 38.91 € 52.60
IATI Estrella € 42.65 € 42.65 € 42.65 € 42.65 € 48.00 € 53.35 € 70.37
Cancellation IATI Star + € 44.91 € 44.91 € 44.91 € 44.91 € 50.55 € 56.19 € 73.89
But which one to catch? It all depends on your budget and what you want to spend on toppings but if you notice, according to the number of days may be able to get better interest insurance coverages little more pasta.
What coverage includes every type of insurance?

Medical / type coverage Basic + Basic Insurance + Cancellation Star
Foreign Medical Assistance € 15,000 € 30,000 € 60,000 € 60,000
Medical Assistance Spain € 1,000 € 2,500 € 900 € 900
Dental expenses € 30 € 100 150 € 150 €
Cancellation fees - € 1,500 - € 2,000
Personal liability € 30,000 € 60,000 € 60,000 € 60,000
Theft and damage to luggage € 300 € 600 € 900 € 900
Defense foreign criminal liability € 3,000 € 3,000 € 3,000 € 3,000
Warranty accident disability € 6,000 € 6,000 € 18,000 € 18,000
Guarantee death accidents in public transport € 6,000 - - -
Claims for damages abroad - € 2,000 € 3,000 € 3,000
Warranty accident death - € 2,000 € 4,000 € 4,000
Repatriation and transportation, sick / deceased 100% 100% 100% 100%
Moving a family 100% 100% 100% 100%
Stay abroad costs € 420 € 750 € 1,000 € 1,000
Early return for hospitalization or death in the family 100% 100% 100% 100%
Sending medicines abroad no existing 100% - - -
Search and locate luggage 100% 100% 100% 100%
Advance of funds € 1,500 € 1,000 € 1,500 € 1,500
Sending lost or stolen - 60 € 120 € 120 €
-5% Discount if you sign up from here!


Fortunately during my trip to the United States I did not have to use the safe but given the ease and price got with them and recommending my other fellow travelers that if they had to use their services, I recommended them to stop on the blog and I talked to them for my blog readers obtain a small discount of 5% when buying insurance here.

8 comments:

Post a Comment