Showing posts with label Car Insurance. Show all posts
Showing posts with label Car Insurance. Show all posts
Tuesday, June 9, 2015
What do you need to drive in Canada?
Canada has a great highway
system that connects the majority of the population.
To drive a motor vehicle
in Canadian highways, you need a valid driver's license, a vehicle that can be
bought, rented, imported, etc. Here you will learn the basic regulations on the
regulation in Canada.
Driving license (Driver's
License)
An international
driving license acquired in a foreign country can be used to drive in
Canada. If you are spending under a year in Canada, international driving
license will suffice. If you want to establish your permanent residence in
Canada or you plan to stay for several years, you need to get a Canadian
driver's license.
The rules for obtaining a
driver's license vary in the provinces. In most provinces, there is a licensing
system graduation Graduated Licensing System, where 3 tests to be performed
within a period of time (usually two years) to obtain 3 levels of license are
taught completely in order to qualify for the privilege of driving. For
example, in Ontario they are G1, G2 and G3 levels for automobile drivers. G1 is
the written test, G2 is the 15 minute test (about) on city streets and G is the
final test on the city streets, highways, lasting about 45 minutes. There is a
time limit during which a full G license must be obtained. In Ontario they are
five years (this may vary in other provinces). For any level of license, you
must go to the Ministry of Transport of the province.
If you come from the
United States of America USA and possess a driver's license (no minors) for a
period of two years, you may be eligible to swap your USA license poe a
Canadian. Note that in this case, you must surrender your American license for
the Canadian.
If you come from another
country, you may be automatically eligible for a G1 or G2 license depending on
the policy of the Ministry of Transport. In Ontario, contact the Ministry of
Transportation Ontario for more information.
Cars, Cars, Automobiles
Canada is a large country,
so residential and commercial areas tend to be spread out over vast distances.
For many areas outside the city center, you're likely to need a car to travel
to and from wherever you want to go. Before you buy or lease a car, you should
consider other transportation options and evaluate your budget to determine how
much you can spend.
Buy or sell
There are different
options for buying a car: new, used, for cash or lease with option to purchase
leased. You can buy it from a private seller, a dealer, an auction, or a
company that is selling the vehicles in its fleet. To purchase a new car, go to
a major dealer (such as VW, Toyota, Acura, GM) to find the car you like, you
should negotiate the price, buy then register it. Usually, the dealer makes
recording and sends you the car for a sum of money (around C $ 1,000 -
expensive, considering that you can collect and record yourself). You can pay
cash, get finance, lease or rent to own lease buy-back (a form of rental that
allows the lessee purchase the car by a predetermined value after the contract
expires). Dealers offer flexible financing terms for the purchase of new
vehicles. Recent college graduates can get discounts from C $ 500 and more for
purchase, if the seller has a Graduate Discount Program.
If you want a used car,
you can buy it from a private individual and save some tax. In Ontario, sales
tax on private vehicles is 8%; and 15% in auto sales. However, you should
probably make a cash payment to a particular vendor, so no financing options.
You can obtain financing most used car dealers (but be careful because interest
rates can be very high). Local banks also offer loans for the purchase of
vehicles and interest rates tend to be better than you will get from a dealer.
To register your vehicle
you have a buyer, you need the following:
Driver license
Emissions test. Emission
Test (Drive Clean in Ontario)
Security Certificate.
Safety Certificate (confirming the operating status of the car and its ability
to be driven)
Ownership document signed,
dated and with all the information filled in the Information Package Ontario
Used Vehicle Used Vehicle Information Package (required only in private sales)
Valid insurance for the
vehicle register
Sales Tax (8% of sales
particularly in Ontario)
Vehicle plates. License
Plates
Validation Sticker
(available for periods of 1 and 2 years in Ontario)
Most dealer’s complete the
registration process in full for a sum of money.
Rental
Sometimes renting a car is
an option worth considering. There are several national car rental companies
with a wide variety of cars. There are also local rental companies that are
generally cheaper, but have older vehicles.
If you decide to rent, be
sure to inspect the vehicle for damage before renting. Check the mileage
corresponds to what the contract says. Buy insurance. Driving a rental car
without insurance places the burden of liability on the lessor.
Importing a car
If you want to import a
car, the first thing you should do is contact the Ministry of Transport in the
province to see whether the vehicle can be imported into Canada under the
current transportation regulations. In Ontario, visit the Ministry of Transportation
website to find out more about importing regulations. In short, if you want a
car Canadian Importer, it must be a certain age, and must comply with the
Canadian safety standard transport. You must pay import taxes in addition to
federal and provincial tax sale.
Under the Traffic Act,
insurance is mandatory for all vehicles. Not having insurance is punishable by
strict monetary fines. For example, in Ontario, driving a vehicle without
insurance may result in a fine of C $ 5,000 for the first offense and more for
a second or third offense.
The insurance can be
purchased from a number of insurance agents. Some financial and other
institutions also offer insurance plans. Many employers have group insurance
plans for their employees. For foreigners, it is usually more expensive to buy
insurance because they have insurance history with a Canadian insurance
company. Sometimes the letters confirming that the foreigner had car insurance
in the country of origin can help save money when obtaining insurance in
Canada, however, this practice varies among insurers.
Maximum alcohol levels
Drinking and Conducer is a
very serious offense in Canada. Each province has different levels of blood
alcohol permitted in drivers. If you get caught driving over those levels, you
could end up in jail!. Check with each provincial authorities or with the
Canadian Auto Club of your preference (e.g. www.caa.ca) to find out about legal
maximum alcohol levels are in the blood while driving. It is best to only take
soft drinks or soda if you're driving!
Tips for traveling by car and driving in United States
America is a
country that is designed for automobile use, so that when, for example, ask
yourself a tourist trip along the west coast, certainly the best option is to
rent a car to head towards the different views that you're going to do.
Then I'll
give you some
useful tips for your journey to the United States.
1. Driving
on a journey across America presents no difficulty. In all major routes have
long highways with many lanes, which lets you scroll (if you need it ...)
quickly between different cities.
Highway
between Los Angeles and Las Vegas
2. When
there is no highway and you have to take a state highway, usually in excellent
condition, with soft paths and wide curves, making it easier overtaking and
foster safe driving.
On mountain
roads, such as the Yosemite National Park in California, roads, with logical
areas curves, also you find pretty good condition.
3. On
motorways there are often a lot of traffic, especially in coastal areas running
along both the east coast and in the west. But they have so many lanes wide, it
is difficult to find yourself jams.
4.
Yes, the traffic jams are inevitable in the vicinity of large cities and
especially in dates of holidays and peak times. In any case, we find much more
traffic on the highways of the East Coast, for example, between New York and
Washington, that the West Coast.
5. Eye to
speed limits ... will see that everybody respects you, so that you will be
driving on a highway with many lanes very common ... and all cars at the same
rate in different lanes.
Speed
limits vary by roads and highways, so look carefully in each case what is the
limit. It is usual limit of 60 miles per hour.
6. You will
be surprised to find you on the highway trucks circulating in the left lane at
a speed contained and not moving in any case the right lanes. You will have to
overtake on the right.
7. During
your trip on the highways in the United States will find many areas with all
kinds of services: gas stations, motels several different chains, several fast
food restaurants ... In short, you will have no problem when you need to refuel
the car, eating, or choose where to sleep.
However, it
is not the same when you drive on the roads inside the West Coast, visiting
national parks of Utah and Arizona. Service areas distancing between 50 and 70
kilometers, so you must plan well your needs.
8. The
highway and road signage is usually excellent, making it easy to locate the
places they want to visit. However, around the big cities you have to be very
attentive to the signs because there is usually a very complex conglomerate of
highways.
9. When
access to a major city in your rental car, you must have much attention, but it
is not difficult to reach your destination in cities like San Francisco, Los
Angeles and Washington. Apart is the case of Los Angeles, an incredibly large
city where it is not so easy to navigate and move around it.
Consequently,
the use of a GPS device can be highly recommended. If you do not have it, you
can rent by the car.
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