14 Tips for Purchasing Life Insurance

Insurance is an important part of financial planning — but understanding insurance and buying the right product can be tricky. From whole to term life, riders to convertibility clauses, how do you make sense of all the choices? Most people rely on the expertise of their insurance advisor, broker, or sales representative to help them make the right decision. Yet, for some people, insurance representatives have developed a bad reputation, and many people do not trust the “recommendations” they receive. From my own experience in the insurance...

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Common types of insurance in UK

Insurance can offer invaluable protection against unforseen events. The price you pay is called a premium. Common types of insurance relate to: your home – if you own your home, you should have buildings insurance to cover damage to the building your belongings – contents insurance covers loss or damage to your household possessions driving – you are required to insure against damage or injury caused by your vehicle to other vehicles and people (you can also insure yourself against theft, damage to your vehicle and injuries caused while driving) travel...

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How to waste £10,000 on life cover?

Buying a life insurance policy from a bank or building society could mean wasting tens of thousands of pounds. That is because lenders – without telling the customer – add their own markup of as much as 50pc to the price available elsewhere. Even going direct to the insurer will, bizarrely, sometimes end up costing policyholders far more. The difference between the best and worst prices for the same cover, if you add up the premiums over the term of the policy, can run to many thousands of pounds. So where is the...

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10 Tips to Save Money on Life Insurance

Life insurance, also known as life assurance or term assurance can be confusing and complicated, which is why we've put together 10 top money saving tips to help you find the right life insurance policy for your needs and save money in the process. If you were to die, taking out life insurance can help make sure that your family can cope with any financial burden you might leave behind such as replacing your income, paying the rest of the mortgage, paying for childcare, etc. Whole of life insurance. Whole life insurance is designed...

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Where you stand with your travel insurance

Booked to go skiing soon? Hoping for the best conditions is a natural part of the experience. There’s no guarantee of snow and certainly no promise of perfect conditions. Last month the press was awash with talk of snowless resorts in Europe yet this week it’s all about huge dumps stranding motorists and holiday makers and making travel very difficult in some areas of France. You simply never know what you’re going to get! So we thought it might be a good time to let you know where you stand with snow and your World First...

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Tricks and tactics to cut the cost or How to get cheap car insurance?

It's possible to swiftly secure the cheapest car insurance in minutes, as you’ll see in the main Cheapest Car Insurance guide. However if you’re getting the wrong type of cover, the fact it’s the cheapest is irrelevant, this special additional article will help you work out exactly what you need. Even we can't make this dirt cheap Comprehensive or Third party? What to choose There are three types of insurance to...

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