How to Value an Investor's Stake

I'm currently looking at a draft version of an entrepreneurship course written by, among others, people from Cambridge's Judge Institute, and hosted by Epigeum. Something that I found particularly helpful was how to decide what percentage of a company to sell to an investor for the particular amount of money the company needs. I've summarised it here.The Value of a StakeIf the company is seeking capital worth c, then the issue is to calculate s, the percentage of the equity that should go to the investor providing that capital.Firstly, assuming...

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Steve Johnson on Product Management

More notes from another Business of Software 2008 lecture by Steve Johnson from Pragmatic Marketing. He talks about what product managers' role is, what they actually end up doing, and what they need to do, in order to be meaningful representatives of the actual product's users.Companies tend to start off as technology-driven, then become sales-driven (each new sale requires custom development), then become marketing-driven (lots of money spent on their brand image). Then they cut costs, and go full circle to technology-driven, and repeat...

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Do You Need Employers' Liability Insurance?

I'm involved with three companies: N-Sim, a software consultancy, Accuvex, a holding company, and Verieda, which works on EDA tools. When each of them has been started, the same question has gone through my head: "do we need to take out employers' liability insurance?".Employers' liability insurance, or ELI for short, is normally required by law in order to protect your employees. For example, if an employee on a building site falls from some scaffolding, (hopefully!) the company's ELI will pay out. In the United Kingdom, the minimum cover...

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TEN TIPS ON HOW TO GET THE BEST DEAL ON CAR INSURANCE

With the high cost of gasoline nowadays, most new drivers think twice of getting car insurance. Driving without any car insurance is a very big risk. Most drivers might think that car insurance is way too expensive, but in the long run it may save you a lot of money. Take for instance this example, if you are in a car accident it may cost you thrice the amount you might have paid for a car insurance to cover for hospitalization and for buying yet another car. Plus without car insurance you will be paying police fines as well as paying...

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Risk & Business: Delaware Business Insurance Update by CNC Insurance Associates, "Drones May Be Adjusting Your Claim" 12-7-14

Risk & Business: Delaware Business Insurance Update by CNC Insurance Associates, "Drones May Be Adjusting Your Claim" 12-7...

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Knowledge About Insurance: different insurance and life insurance

Knowledge About Insurance: different insurance and life insurance: In there are two types of insurance products that generally makes a product we know , among others, and life insurance losses . The followin...

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Make Sure Your Protective Systems Are Operational, or You May Get Hosed

Many policies have an endorsement that is placed on the policy if you claim that you have a protective safeguard i.e. alarm, fire sprinklers, etc. The protective safeguard endorsement is way a company can deny your claim. For example, a company states on its application that it has a fire suppressant sprinkler system. The owner benefits by having a discount on his policy. Unfortunately, the system broke down and the owner didn't have the time or money to make the repairs. The owner never got around to telling the agent or the insurance...

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What Insurance Should a Technology Start-Up Consider?

At different stages of the Start-Up process, you may want to consider different policies.  In the beginning stages you may want to pick one or two of the following policies because of limited resources.  Once you procure funding and are trying to attract the best of the best, you may want to purchase all of the policies below. Here are the policies you may want to consider in no particular order: •Technology Errors & Omissions (Tech E&O) – Insurance for failures in your technology service that could cause customers damages....

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Freeway Auto Insurance Quote

Things You Should Know About Freeway Auto Insurance Quotes Of us in the pitfalls of these large and expensive insurance for us laymen Many say some technical details, and believe it is the only option and not get any better deal than that. It's the only mistake we make. We explore our options we have. Freeway Insurance Company is an insurance company that offers several choices to get yourself insured. Even insurance for your car with the best road car insurance quotes. Freeway Insurance Company is one of the oldest insurance ...

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Full Coverage Dental Insurance

Complete Data Coverage Dental Insurance If you had the dentist lately, you know the full need for dental care. When you need a dentist, check your policy to see what happens. Some policies will also cover the higher expenses as mentors or root canal, while others do not offer coverage. If the policy covers the work, it will only be responsible for deductibles and co-pays. Yes, like health insurance, dental insurance require that you pay at the time to pay your dentist. You will find the annual deductibles and annual limits. The policy will...

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Freeway Insurance: Health Insurance for Students Guide

Freeway Insurance: Health Insurance for Students Guide: Need Health Insurance For Students?   Finding affordable health insurance for students is a very important task. Students, especially stud...

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Freeway Insurance: Cheaper Car Insurance

Freeway Insurance: Cheaper Car Insurance: A Guide to The Cheaper Car Insurance Car insurance is a must for anyone who owns a car can’t escape. In recent years, the cost of insuranc...

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Freeway Insurance: Aviva Insurance Plans Add Capital

Freeway Insurance: Aviva Insurance Plans Add Capital: Aviva Insurance Plans Add Capital Jakarta, Indonesia PT Aviva Insurance plans capital increase with the development of the comp...

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Types of Insurance A-2-Z: How to file an insurance claim and win

Types of Insurance A-2-Z: How to file an insurance claim and win: By  Insure.com Insurance is like gambling. You and the insurance company are betting on the likelihood of you filing a claim and the amou...

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15 (Fifteen) Insurance Policies You Don't Need

1. Private Mortgage Insurance The infamous private mortgage insurance (PMI) is well known to homeowners because it increases the amount of their monthly mortgage payments. PMI is an insurance policy that protects the lender against loss when lending to a higher-risk borrower. The borrower pays for this insurance but derives no benefit. Fortunately, there are several ways to avoid paying for this unnecessary policy. PMI is required if you purchase a home with a down payment of less than 20% of the home's value. The small down...

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15 Insurance Policies You Don't Need 1. Private Mortgage Insurance The infamous private mortgage insurance (PMI) is well known to homeowners because it increases the amount of their monthly mortgage payments. PMI is an insurance policy that protects the lender against loss when lending to a higher-risk borrower. The borrower pays for this insurance but derives no benefit. Fortunately, there are several ways to avoid paying for this unnecessary policy. PMI is required if you purchase a home with a down payment of less than 20% of...

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Types of Insurance A-2-Z: Berkshire Hathaway

Types of Insurance A-2-Z: Berkshire Hathaway: Berkshire Hathaway Inc.  (NYSE: BRK.A, BRK.B) is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, U...

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List Of Car Insurance Companies In USA

There is our list of car insurance companies in the USA. To find the best cheap car insurance, drivers have to shop around and compare car insurance quotes collected from different auto insurance companies.   Why Car Drivers Need The List Of Auto Insurance Companies To check what auto insurance companies are available in their state, car drivers need to visit the websites or local offices of these insurance companies. Because drivers...

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