Manitoba

Auto insurance in Manitoba is provided by a government-run insurance company, Manitoba Public Insurance (MPI). Since 1971, Manitoba consumers have had very little choice in how and where they buy their car insurance. If they are dissatisfied with the service provided by MPI or the premiums they are being charged, drivers in Manitoba do not have the same options as do drivers in other provinces – the option to switch insurance companies.A competitive business environment is a powerful incentive for insurers to deliver the best service and...

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Alaska Car Insurance

Alaska Car Insurance: State Requirements before you Hit the RoadAs with every US state, car insurance coverage is required by law in the state of Alaska. The environment laws in Alaska are very stern and require strict obedience. Carrying motor insurance with sufficient coverage insures that drivers will pay for the victim's losses. If you own a car in Alaska, you need sufficient insurance coverage to payout for any damages you may cause while on the road.Alaska Car Insurance Requirements:Alaska state law requires a minimum limit of...

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Arizona Car Insurance

Arizona Car Insurance: ResidentsRequirements Made SimpleThe state of Arizona, like all other states of the U.S, requires its drivers to have a minimum liability car insurance policy.Arizona follows a tort system. Under this system, one of the parties involved in the accident is considered guilty of causing it. The person responsible for the accident and his insurance company are held liable for all bodily injuries and other damages caused by the accident. They are required to pay for these damages.The minimum bodily injury liability per person...

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California Car Insurance

California Car Insurance: Saving Tipsand State RequirementsIf you have lived in California for a minimum of 18 months and haven't received a traffic ticket or have not been involved in an accident in the past 3 years, you are automatically entitled to get a discount on your auto insurance.There are various ways to get cheap car insurance in California. Some of which included:Be a Good DriverThis is one of the most essential requirements for getting cheap car insurance in California. You can get a cheap car insurance if you have a good driving...

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Colorado Car Insurance

Colorado Car Insurance: Easy Guide toAuto Insurance in COAnyone in who drives a car in Colorado must have car insurance as per state laws. If you reside in Colorado, you must know a few basic facts about car insurance before you take your car out for a spin.Colorado used to be a “No Fault” state until 2003. Now, the state follows a tort system. Under this system, it is believed that the accident is the fault of one of the parties involved in it. The liable driver and his insurance company are required to pay for all the damages sustained...

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Hawaii Car Insurance

Hawaii Car Insurance: Quick Guide toState RequirementsA car insurance is essential to you can driver a vehicle in Hawaii. The state law requires that your vehicle be insured for the period of its registration. You are also supposed to have a valid vehicle insurance identification card in your car at all times. You can be fined if you are found to be driving without a proper identification card. Driving without insurance will cause your vehicle registration to be cancelled and you will have to surrender the registration certificate...

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Idaho Car Insurance

Idaho Car Insurance: Driver's Guide toAuto Insurance Requirements in IDIdaho, like most other U.S. states, has minimum mandatory requirements for car insurance. Before committing to a policy, you must familiarize yourself with the state's specifications.Idaho follows a tort system. Under this system, one of the parties involved in the accident is considered guilty of causing it. The person responsible for the accident and his insurance company has to pay for all the damages caused by the accident. The driver who is at fault for causing...

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Montana Car Insurance

Montana Car Insurance: Simple Guideto State Auto Insurance RequirementsBefore you start driving in the state of Montana, there are some basic regulations that you need to know. The most important of these are the minimum car insurance requirements as mandated by the law of the state.Minimum Legal Car Insurance CoverageThe law in the state of Montana requires a driver to have a minimum bodily injury liability of $25,000 per injured person per accident and up to $50,000 for all injuries per accident.The property damage liability coverage has...

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Nevada Car Insurance

Nevada Car Insurance - Basic Guide toResidents RequirementsIf you are a driver residing in the state of Nevada, you are required by the state law to have car insurance.Even though each state has its own requirements, bodily injury liability and property damage are the minimum coverage plan that you need to buy in Nevada. Only if you own 11 vehicles or more, you are exempt from buying insurance in the state of Nevada.The state follows a tort system which means that one of the parties involved in the accident must be guilty of causing it. The...

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New Mexico Car Insurance

New Mexico Car Insurance: SimpleGuide to Auto Insurance in MNBefore you take your car out on the roads in the state of New Mexico, you must prove to the authorities that you have the financial capability to cover costs of all damages if you are involved in an accident.To establish your financial responsibility, you can deposit a lump sum of $60,000 in the state treasurer's office in the form of a surety bond or cash. The other more popular and cheaper method of securing financial responsibility is to buy car liability insurance. The...

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Oregon Car Insurance

Oregon Car Insurance: What ResidentsNeed to KnowOregon, a state in the Pacific Northwest region of the U.S., is one of the most strict and inflexible states in the U.S. when it comes to car insurance requirements. It is mandatory for every driver in the state to possess auto insurance. If you are caught driving in Oregon without an auto insurance policy, you may have to bear tough consequences in the form of SR-22 compliance. In the worst case, you can be suspended of your driving privileges and the local law enforcement group may even...

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Utah Car Insurance

Utah Car Insurance: A Simple Guide toSaving and RequirementsUtah, a western State in the U.S., has made it mandatory for all drivers to carry an insurance policy. Getting cheap car insurance in Utah is not a daunting task. However, you need to know some tips in which you can use to obtain cheap insurance quotes. The first thing you need to do is use our free insurance quotes form and visit at least 3-4 car insurance companies in Utah to compare each quotes. This way, you will have more options to choose from. After you have gone through...

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Washington Car Insurance

Washington Car Insurance: WA StateAuto Insurance RequirementsThe state of Washington requires a driver to have a car insurance liability policy, a certificate of deposit or a liability bond of the required limits.The minimum bodily injury liability is $25,000 per person and up to $50,000 per accident. The property damage liability is $10,000. This basic coverage plan is also referred to as 25/50/10. If you prefer to buy bonds instead of an insurance liability, the same rules apply. However, if you wish to purchase a certificate of deposit,...

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Wyoming Car Insurance

Wyoming Car Insurance: A SimpleResidents Guide to WY StateRequirementsIt is illegal to drive a car in the state of Wyoming without owning proper insurance. Car insurance proves you are financially responsible in case of an accident. The drivers are also recommended to carry proof of car insurance while driving in the state of Wyoming.Basic coverage for Wyoming car insurance is often referred to as 25/50/20/. The state law requires minimum Bodily Injury Liability limit of $25,000 per injured person up to a limit of $50,000. Minimum limit...

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Arkansas Car Insurance

Arkansas Car Insurance: Saving Guideand State RequirementsIf you are looking to buy a car insurance policy in Arkansas, it is essential for you to be aware of various ways in which you can get cheap insurance rates. We have listed some below:Good Driving RecordYour driving record is given the utmost priority by car insurance companies in Arkansas when it comes to offering cheap insurance quotes. You need to drive safely and properly follow the traffic rules and regulations. If you get a speeding ticket or a traffic ticket, or if you are...

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Illinois Car Insurance

Illinois Car Insurance: UsefulInformation for Drivers Before BuyingCar InsuranceEvery state has its own particular guidelines regarding car insurance. The specific insurance requirements for Illinois can be obtained from the Illinois Department of Financial and Professional Regulation Division of Insurance in Springfield 217 782-4515 or Chicago 312 814-2420. Consumers can also obtain information by visiting IL Dept. of Insurance website at http://insurance.illinois.gov. The average car insurance premium rate in Illinois is around...

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Indiana Car Insurance

Indiana Car Insurance: Simple Guide toInsurance RequirementsCar insurance laws vary from state to state. These laws affect the rates of your insurance policy and hence, you need to keep in mind the several requirements to comply with Indiana state laws while buying a car insurance policy.All states require a minimum Property Damage Coverage and Bodily Injury Liability, and the state of Indiana is no exception. The Indiana Department of Insurance monitors the insurance industry in the state of Indiana. It states that the minimum requirement...

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Iowa Car Insurance

Iowa Car Insurance: A Useful Guide toCar Insurance for IA ResidentsIn the state of Iowa, the only type of coverage needed is liability coverage. The basic liability coverage here is 20/40/15, which can be broken down as:• $20,000 to cover Bodily Injury Liability per person per accident• $40,000 to cover Bodily Injury Liability for all individuals involved in the accident• $15,000 to cover Property Injury LiabilityConsumers can obtained more details on IA state specific guidelines the Iowa Insurance Division in Des Moines, either by calling...

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Kansas Car Insurance

Kansas Car Insurance: SimpleGuidelines for Auto Insurance HuntersKansas has its own car insurance laws. If you are a car owner in Kansas, it is mandatory for you to have a Comprehensive and Collision car insurance along with your minimum liability requirement. The minimum liability requirement in Kansas is $25,000 for bodily injury to a single person, $50,000 for each accident, and $10,000 for property damages.Car insurance companies in Kansas provide insurance coverage if any damage occurs due to fire or natural disasters. The amount you...

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